Protect What You Drive

VEHICLE INSURANCE

Vehicles are the most expensive thing you own โ€” and the easiest thing to lose. Insure one and you get it back. Pick a cover tier, and the weekly premium comes straight out of your in-game bank. No commands, no reminders, nothing to remember.

How it works

1

Register the vehicle

Stand at it and use /register-vehicle-here, or the Register โ€” I'm at it button. Only scan-verified vehicles can be insured.

2

Pick your cover

Open your Garage, choose a tier next to the vehicle and hit Insure โ€” pay from your in-game bank or with points. You can also do it in Discord with /garage insure.

3

Get replaced

If it's destroyed, hit Claim in your Garage (or /garage claim) and a replacement drops at your feet โ€” free on Full Cover.

Cover tiers

Basic

Cheapest cover โ€” a replacement costs you half price.

Per week

1.5%

Replacement

50%

e.g. a $70,000 vehicle → $1,050/week

Standard

Balanced โ€” a replacement costs you a quarter.

Per week

3%

Replacement

25%

e.g. a $70,000 vehicle → $2,100/week

Best cover

Full Cover

Top cover โ€” replacements are completely FREE.

Per week

5%

Replacement

FREE

e.g. a $70,000 vehicle → $3,500/week

Premiums scale with the vehicle โ€” a pushbike costs pocket change, a loaded SUV costs real money. Uninsured, a replacement costs the full 100% of its price.

โš  If a payment fails

  • โ€ข You're pinged in-game and in #insurance-billing โ€” you'll never be surprised.
  • โ€ข We retry in 6 hours. Top your bank up and it just goes through.
  • โ€ข After 3 missed payments your cover lapses โ€” the vehicle stays yours, but a replacement would cost the full 100%.
  • โ€ข Re-insure any time; there's no penalty for coming back.

Everything happens in Discord โ€” two clicks, private to you.

Open my garage
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